Sunday, May 21, 2006

Insurance companies

Right, I'm REALLY pissed off. You've read about my accident(below), and I'm really on the mend and having physio on my hand. Everything is going good but... I was caught in a kind of loophole as far as my motorcycle insurance goes. My policy had a compulsory excess of £350 per claim. The damage to my bike came to £610. Unfortunately I didn't have no-claims protection on my policy so I would lose 10 years no-claims bonus if I made a claim. That would cost me over £400. See the problem? That's right, I would lose more money by making a claim. Bastards! I have since changed my insurance for a better policy with a different company.

Then I tried to claim on my spectacles insurance. I bought my specs from VisionExpress and took out insurance when I bought them. So I stroll into VisionExpress and explain that my glasses disappeared somewhere between coming of the bike and getting to hospital. Their answer? "Sorry, you're not insured against loss!"
Not insured against loss?. They didn't tell me that when they flogged me their fucking insurance policy! Bunch of c*nts. So I went to Boots instead and took advantage of their 2-for1 promotion.
So in short I'd like to take this opportunity to say FUCK Hondacare UK, FUCK Commercial Union, and FUCK VisionExpress.
Take my advice and don't use any of 'em.